HDFC Life Smart Achievers Program
A 12-month hire-and-train program with HDFC Life and Manipal that develops graduates into life-insurance sales professionals, blending classroom learning with on-the-job field experience and a ₹4 LPA + incentives role.
- Duration
- 12 Months
- Join As
- Sales (Life Insurance)
- CTC
- ₹4 LPA + incentives
- Hiring Partner
- HDFC Life
Graduate · Insurance sales · With Manipal BFSI
Hire-and-Train Model
The Job Comes First, Then the Training
Unlike a normal course, you can receive a provisional offer letter from the partner before training begins — complete the program and you're absorbed as a full-time employee.
Apply & Get Selected
Clear an online assessment and a HDFC Life interview to receive a provisional offer letter — before any training begins.
Train with Manipal
Undergo structured BFSI training (campus + online) built with Manipal Academy of BFSI, earning a recognised diploma.
Paid Internship & Probation
Work real branch roles at HDFC Life on a monthly stipend during internship and probation.
Join Full-Time
Complete the program and get absorbed as a full-time HDFC Life employee at the promised CTC.
Earn While You Learn
A Stipend at Every Phase
Get paid across the journey — then a full-time CTC on joining.
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Phase 1 Stipend: Confirmed on counselling call
Insurance Foundation Training
Products, advisory & IRDAI compliance with Manipal.
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Phase 2 Monthly stipend
On-the-Job Training
Field sales under a mentor at HDFC Life.
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On Completion ₹4 LPA + incentives
Join HDFC Life
Full-time life-insurance sales role.
Selection Process
Your Steps to an Offer Letter
Apply
Application & eligibility check.
Assessment
Aptitude & communication test.
Interview
Partner interview.
Offer Letter
Offer before training.
Training
Foundation + OJT.
Join Full-Time
Absorbed into HDFC Life.
Eligibility
- Graduate in any discipline
- Age typically 21–28 years
- Strong communication & interpersonal skills
- Interest in advisory / consultative sales
- Selection via assessment & interview
Program Fee
Confirmed on counselling call
- Fee, EMI and stipend confirmed on your counselling call
- Attractive incentive structure on top of fixed pay
- Recognised insurance qualification via Manipal
- Application & interview support by Become Banker
FAQ
Common Questions
Free Counselling
Apply for the HDFC Life Program
Our counselor will confirm your eligibility, the selection steps and the fee/financing — free, within 2 hours.
Check Your Eligibility — Free
Share your details and our counselor will confirm your eligibility, batch options and EMI plan — free, within 2 hours.